Funding solutions
Seven ways to fund your next move
Different needs call for different financing. Here is a plain-language look at each option — what it is best for, how it typically works, and the tradeoff to weigh — so you can narrow down before you apply.
Business term loans
A lump sum you repay on a set schedule.
- Best for
- Planned, one-time investments with a clear return.
- Typical time to funding
- A few days to a couple of weeks (typical)
Business lines of credit
Flexible access to funds you can draw as needed.
- Best for
- Uneven cash flow and recurring short-term needs.
- Typical time to funding
- Often within a few days (typical)
SBA loans
Government-backed financing with longer terms.
- Best for
- Larger, longer-term investments when you can wait.
- Typical time to funding
- Several weeks (typical)
Equipment financing
Financing tied to the equipment you are buying.
- Best for
- Buying or replacing essential machinery or vehicles.
- Typical time to funding
- A few days to a couple of weeks (typical)
Invoice financing
Advance on invoices you are waiting to collect.
- Best for
- B2B businesses waiting on slow-paying customers.
- Typical time to funding
- Often within a few days (typical)
Revenue-based financing
Repayment that flexes with your sales.
- Best for
- Businesses with steady card or online sales.
- Typical time to funding
- Often within a few days (typical)
Working-capital financing
Short-term funds to keep operations moving.
- Best for
- Covering day-to-day gaps and near-term needs.
- Typical time to funding
- Often within a few days (typical)
Important to know
Ranges and timing shown are general and typical, not guarantees. Actual amounts, costs, and timelines depend on the financing partner and your business profile, and are subject to approval and terms. Fundrillo does not display rates or qualification thresholds unless they have been verified for your situation.
Ready to see your options?
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