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Business loan calculator

Sketch a payment before you commit

Enter an amount, an example rate, and a term to see an estimated monthly payment and total cost. Use it to compare scenarios — then talk with a specialist about real numbers.

Est. payment

$3,434

per month

Total repayment

$61,806

over term

Cost of funds

$11,806

total fees + interest

Estimate only. These figures are for education and planning. They are not an offer, quote, approval, or a representation of any available rate or term. Real financing costs depend on the provider and your business profile, and may be structured with daily or weekly payments. Always review the actual offer documents before deciding.

Important to know

This calculator is for education only. It assumes a simple amortized loan and the values you enter. It is not an offer, quote, or approval, and it does not reflect any specific financing partner's terms, fees, or rate. Actual costs may differ. Learn how cost is expressed in our guide on APR vs. factor rate.

Ready to see real options?

Start with a few details about your business. No obligation to accept an offer.